Location: Portland, OR
Net Worth: ~$33,000 ($60,000 in savings, $5,000 in checking, $46,000 in 401(k), minus $48,000 in student loans and $30,000 for my car loan).
Paycheck Amount (2x/month): $3,127
Rent: $750 (I live in a four-bedroom house with three roommates).
Car Payment: $524 ($350 of this is covered by my car allowance at work).
Student Loans: $0 (on hold).
Cell Phone: $89 (covered in full by cell phone allowance).
Car Insurance: $60
Subscriptions: $180 (this includes things like Netflix and Amazon Prime but also my wine club memberships).
401(k): $0 (I can’t invest in my organization’s 401(k) plan for another two months but after that I will be putting in 10% of my paychecks. My employer matches 15% of my salary, which is nuts, I know).
Gift Savings: $100 (trying to soften the blow at Christmastime).