6 Best Paying Online Casinos in the USA – May 2024

6 Best Paying Online Casinos in the USA – May 2024

6 Best Paying Online Casino Sites

Many players wonder what online casino pays out the most. Our team of experts has reviewed the best licensed USA online casinos that feature high payout games. They have rewarding RTPs, and each site offers a unique collection of games, secure payment options, and incredible bonus deals. Pick from our list of reliable real money online casinos to enjoy a fantastic gaming experience today. 

1. BetMGM Casino – 98.3% RTP

Established 2018

Visit BetMGM.com for T&Cs. Must be 21+. MI, NJ, PA or WV only. Excludes Michigan Disassociated Persons. All promotions are subject to qualification and eligibility requirements. Rewards issued as non-withdrawable site credit, unless otherwise provided in the applicable Terms. Please Gamble Responsibly. Gambling Problem? 1-800-270-7117 for confidential help (MI), 1-800-GAMBLER (NJ, PA & WV).

BetMGM sits at the top of our best payout online casino USA list thanks to its high overall RTP of 98.3% across a massive collection of 800 casino games. Open to players in MI, NJ, PA, and WV, they feature all the best paying titles you’d expect from a world-class gambling site, including real money slots, progressive jackpots, exclusive BETMGM games, and realistic live dealer tables.

The casino has a solid choice of games by Ainsworth, Evolution Gaming, IGT, and NetEnt. Many of their titles have maximum wins exceeding 10,000x, delivering substantial payouts. We found some of the top payout games are Game King Video Poker (99.16%), Lightning Roulette (97.3%), and Hotline (97.04%)

  • Highest RTP Slot: Mega Joker by NetEnt (99%)
  • Highest RTP Table Game: Live Infinite Blackjack by Evolution Gaming (99.51%)
  • Lowest House Edge Game: Cash or Crash by Evolution Gaming (0.41%)
  • Payout Speed: 1-7 Days


2. Caesars Palace Online Casino – 97.8% RTP

Caesars Casino

Established 2013

Must be 21 + to participate. T&Cs apply.

Coming in second place is Caesars Palace Online Casino, with an average RTP of 97.8%. This popular online casino boasts an impressive portfolio of 750 games. Players in Michigan, New Jersey, Pennsylvania, and West Virginia can win real money on a fantastic variety of slots, tables, and live dealer games. On top of this, they have a tailored rewards program and are one of the fastest payout online casino sites.

Avoid the progressive jackpots to find casino online best payout games, as these titles often have RTP rates below 92%. Caesars Palace Online Casino has the top games by IGT, Shuffle Master, and NetEnt. For high payouts, you can try Ultimate X Poker Triple Play (99.29%), Flippin Rich LuckyTap (97.47%), or 5 Treasures (96.37%)

  • Highest RTP Slot: Blood Suckers by NetEnt (98%)
  • Highest RTP Table Game: Ultimate Texas Hold ’em (99%)
  • Lowest House Edge Game: Ultimate X Poker Triple Play by IGT (0.71%)
  • Payout Speed: 2 Days


3. BetRivers Casino – 97.61% RTP

BetRivers Casino

Established 2020

Must be 21+ to participate. T&Cs apply.

BetRivers is among the top paying online casinos for players in MI, NJ, PA, and WV. They have an impressive RTP of 97.61%, which is an average taken from their large collection of 1380+ casino games. This casino is a particularly good choice for those who like variety, as they feature games from several high-quality software providers like NetEnt, Konami, IGT, and more.

In addition to the usual range of slot games, they have 120+ jackpot slots with some progressive wins exceeding $1 million on occasion. However, even some of their regular games like Bonanza Megaways have win multipliers larger than 10,000x. Just a couple of their highest paying games to look out for are Infinite Blackjack (99.47%) and Triple Double Da Vinci Diamonds (97.01%).

  • Highest RTP Slot: Mega Joker by NetEnt (99%)
  • Highest RTP Table Game: Ultimate Texas Hold Em (99.47%)
  • Lowest House Edge Game: Lightning Blackjack (0.44%)
  • Payout Speed: 1-5 Days


4. Tipico Casino – 96.6% RTP

Tipico Casino

Established 2004

Must be 21+ to participate. T&Cs apply.

We recommend checking out Tipico to play over 590 casino games, including several of the highest RTP slots and live dealer tables. One neat feature that sets Tipico apart from other best online casinos that payout USA is their game information tabs. Click the information icon in the bottom right of the game to view the RTP. 

This information makes it easy to find which games offer the best payouts. For example, browsing their collection, we found many high RTP games to win real money on, including Medusa Megaways (97.63%), Blood Suckers II (96.94%), and Turn Your Fortune (96.24%). The Tipico Casino team aims to process payments within 24 hours, and after approval, withdrawals can take 2-4 days to arrive.

  • Highest RTP Slot: Starmania by Light & Wonder (97.87%)
  • Highest RTP Table Game: Speed Baccarat by Evolution Gaming (98.94%)
  • Lowest House Edge Game: Blackjack by NetEnt (0.41%)
  • Payout Speed: 3-5 Days


5. Bet365 Casino – 96.15% RTP

Bet365 Casino

Established 2001

Must be 21+ to participate. T&Cs apply. Gambling Problem? Call 1-800-GAMBLER

The Bet365 Casino is one of the largest gambling operators in the world and offers rewarding payouts for NJ customers. You can browse their collection of 650 casino games and click the information button to view the RTP and pay lines for each. Quickly find the best payout casino games like Blackjack (99.57%), Divine Fortune (96.59%), and Fortune Coin (96.20%) and spin the reels for a chance to get lucky.

One of the main reasons the Bet365 Casino has a lower average RTP compared to other best payout online casino sites is its extensive collection of jackpots. While these titles have a much lower RTP, they offer some of the biggest prizes online. The casino supports PayPal payments, and you can use it for quick cashouts that arrive in a few hours!

  • Highest RTP Slot: Mega Joker by NetEnt (85.28%-99%)
  • Highest RTP Table Game: Blackjack by Bet365 (99.57%)
  • Lowest House Edge Game: Poker & Pairs Blackjack Surrender (0.33%)
  • Payout Speed: 1-5 Days


6. Bally’s Casino – 96.00% RTP

Bally Casino

Established 2021

Must be 21+ to participate. T&Cs apply

Bally’s finishes off our list of the best paying online casinos in America, ranking in 6th position, with an overall RTP of 96%. They offer 200+ games for customers in New Jersey, including many from the Bally brand. Sign up to play some of the top games from the Atlantic City casino scene, including White Rabbit Megaways (97.24%), Fortune Pai Gow Poker (97.47%), and 9 Masks of Fire (96.24%).

Bally has a collection of live dealer games by Evolution, offering some of the lowest house edge titles to play online. They also feature a neat Bingo section, with notable games like 90 ball bingo delivering old-school casino fun. Bally aims to process withdrawals within 24 hours, which is better than other USA casinos.

  • Highest RTP Slot: White Rabbit Megaways by Big Time Gaming (97.24%)
  • Highest RTP Table Game: DJ Wild Stud Poker (98.99%)
  • Lowest House Edge Game: First Person Blackjack by Evolution (0.71%)
  • Payout Speed: 3-5 Days


What is RTP?

RTP is a common expression in the online gambling world. It stands for Return to Player and refers to the real money the game pays back to customers. The figure is calculated by casino game developers and testing agencies across a large sample size, for example, over 25,000 – 100,000 spins. By looking at the return to player rate, you can determine which games have the best online casino payouts to increase your chances of winning. 

An example is the online slot Blood Suckers with a 98% RTP. Over an extended period, it would payout 98% to players, leaving the casino with a 2% profit. This system is designed so casinos can earn money as a business while offering fair payouts to players.

It’s worth remembering that while a game may have a high payout, this doesn’t guarantee any wins, and you must factor in volatility. The variance on the highest paying games can vary. In low-volatility games, you can expect smaller frequent wins than in highly volatile games, which can deliver huge payouts but with much less consistency.


Best Payout Online Casino Games

After signing up for one of the best paying online casinos, it’s time to pick which games to play. To make this easier, we’ve researched which online slots, table, and specialty games have the highest RTP and provide the best casino payouts. Stick with these titles to enjoy better value and higher payouts online.


Slots are always a fun choice for players searching for exciting action and big potential payouts. These games use Random Number Generators for 100% randomized spins. These systems are verified to be fair at licensed casinos and provide excellent potential. Pick from our list of the top online slots at the best online casinos that payout.

Game Name Software RTP
Mega Joker NetEnt 85.28%-99%
Blood Suckers NetEnt 98%
Starmania NextGen 97.87%
Wolfpack Pays NextGen 97.76%
Egyptian Rise Side City 97.76%
Himalayas Roof of The World Barcrest 97.75%
King’s Honour Barcrest 97.75%
White Rabbit Big Time Gaming 97.72%
Golden Tour Playtech 97.71%
Medusa Megaways NextGen 97.63%

Progressive Slots

Progressive jackpots generally don’t have the best RTPs, but are naturally responsible for the biggest wins at the best payout online casinos. You’ll find that they are almost always highly volatile with less frequent, but more significant payouts.

Game Name Software RTP
Almighty Buffalo Megaways Blueprint 96.5%-97.01%
Imperial Riches NetEnt 96.88%
Mercy of the Gods NetEnt 96.64%
Divine Fortune NetEnt 96.6%
9 Masks of Fire Gameburger Studios 96.24%
88 Fortunes Scientific Games 96.00%
Almighty 7’s Jackpot Royale RTG 94.51%
Bison Fury GVC 93.41%
Mirage Mega Magma BetMGM 91.90%
MGM Grand Millions BetMGM 91.81%

Video Poker

Video Poker is a favorite with classic casino fans for the rewarding payouts. You can reduce the house edge on many titles by playing with strategy and making informed betting decisions. These games often have RTP rates over 97%, offering excellent winning potential. 

Game Name Software RTP
Ultimate X Poker Triple Play IGT 99.29%
Game King Video Poker IGT 99.16%
Ten Play Draw Poker IGT 98.98%-99.72%
Triple Play Draw Multi-Hand IGT 98.98-99.72%
Four Card Poker Shuffle Master 98.68%
Jacks or Better Poker Games Global 99.54%
Joker Poker Power Poker Games Global 98.6%
Joker Poker Games Global 98.6%
Jacks or Better Playtech 97.3%
Jacks or Better Multi-Hand Playtech 96.06%

Scratch Off Tickets

Scratch-Off games are fun instant-win titles that deliver fast-paced action. While not as rewarding as slots, they’re the online versions of traditional scratchcard games and have become popular with US casino players chasing high payouts.

Game Name Software RTP
Spin O’Reely Scratch Bet365 Games 96%
Love Match Scratchcards Playtech 96%
Scratch Witch Pickings NextGen 95.7%
Blistering 7s Fortune Scratch Bet365 Games 95%
Scratch Irish Eyes 2 NextGen 90.72%
Scratch Medusa NextGen 95.17%
Scratch Merlins Millions NextGen 95.17%
Ghostbusters Spectral Search IGT 89%
7 Gold Scratch NetEnt 86%

Other RTP-based Games

What makes many of these casinos so great is their other games. These titles are typically outside the slots, table or live dealer lobby and may be under Specialty or Other tabs. Several rewarding titles use RTP systems to deliver fair, random, and often high payout rates. 

Game Name Software RTP
Break the Bounty LuckyTap Design Works Gaming 98.05%
Slingo Lightning Slingo Originals 95%
Lightning Box Keno Lightning Box 94%
Viking Runecraft Bingo Play’n Go 95.87%
Colour Cubes IGT 92%


Highest Paying Online Casino Games with the Lowest House Edge

Game payout rates can help you determine RTP and house edge figures. Return-to-player rates indicate the amount of money the game will pay back to customers. In contrast, the house edge defines the money the casino site makes from hosting the games. For example, if one game has a 97% RTP, the casino has a house edge of 3%. 

Game Name Software House Edge
Blackjack Bet365 Games 0.43%
Lightning Blackjack First Person Evolution Gaming 0.44%
Craps First Person Evolution Gaming 0.83%
Baccarat First Person Evolution Gaming 1.05%
I Luv Suits Shuffle Master 1.59%
Mississippi Stud Shuffle Master 2.14%
Heads-Up Hold ’em Playtech 2.36%
Quantum Roulette Playtech 2.69%
European Roulette Bet365 Games 2.7%
Let it Ride Poker Light and Wonder 3%


How to Sign Up at the Best Online Casinos that Payout

Signing up to play a casino online best payout game is a smooth process. Follow the steps below to sign up at one of our recommended casinos and enjoy today’s highest-paying games.

Step 1: Choose the Best Paying Online Casino

Browse this page and pick from our list of the best paying online casinos. You can click through to read an in-depth review by one of our experts or click the blue Play Now button to visit the operator directly to sign up. 

Step 2: Sign Up for an Account

On the casino website, click the Create Account/Sign Up button. You’ll need to fill out the form with your personal information, and the casino may require proof you reside in a state where the online casino is licensed and regulated to operate.  You might need to enter a promo code during the registration process for some brands.

Step 3: Claim Your Casino Bonus

The next step is depositing to play the best payout casino games that pay real money. Visit the cashier to pick from the suitable banking options and enter the amount to deposit. If you have a casino bonus code, add it to the promo code field to grow your bankroll and play games with extra cash. 

Step 4: Pick One of the Best Payout Online Casino Games

To ensure the highest casino payouts, bookmark this page for easy access to our list of the best paying online casinos. See which slots, table games, live dealer tables, video poker, and other games offer the best RTP and lowest house edges. 

Step 5: Start Playing

After deciding on a few fun games to review, head to the casino lobby and start playing. Remember to always play responsibly and have fun. If lady luck shines and you win, you must verify your identity with the casino before cashing out and enjoying your winnings. 

Related Articles